Diminution – common questions

What kind of damage will my claim cover?

A vehicle Diminution claim would usually concern damage to the chassis and/or bodywork of the vehicle or significant damage to the paintwork. Diminution in value means that ultimately you will recieve less money for a damaged and repaired vehicle.

What kind of vehicle will my claim cover?

Classic, rare and prestige vehicles are more likely to be accepted for a vehicle Diminution claim. The vehicle would usually have to be under 5 years and have had damage sustained worth over £3000.

What will indicate how much my claim could be worth?

A claim will be based on the loss of value (diminution in value), not the cost of repairs. It will be the role of a specialist motor engineer, instructed by us to assess the true value of the loss sustained.

When does diminution occur?

Diminution occurs at the time of the accident, not during any later events.

What documents are used to support my claim?

Surveyors/engineers or other expert’s reports including photographs, reports or damages and tables of rates for labour charges. The courts may also look at estimates for future repairs.

What else might the courts take into account?

  • The make/model of the vehicle
  • It’s mileage
  • Age
  • Service history
  • Type of damage
  • Desirability to a prospective purchaser

Where can I find more informatin on Diminution?

Our Diminution Claim page has much more information and a simple to use claim form.

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