road traffic with uninsured driver solicitors

Since 1930, all vehicles licenced for road use in the UK are required to take out insurance against third party risks, which should provide cover for any accidents causing damage or injury to people, vehicles, animals or property. 

Sadly, with the rising cost of premiums comes an increased tendency of some drivers to “take the risk” of ignoring their obligations under the law and instead driving whilst there is no insurance in place. Despite ever more sophisticated policing techniques, all too often these uninsured drivers remain undetected.

Unlike insurance companies, the aim of our legal experts is to get you the best outcome for your road traffic incident compensation claim; even if you were hit and injured by an uninsured driver!

If you would like to make a road traffic accident with uninsured driver claim, call us now on 0113 200 9787 or email rta@michaellewin.co.uk.

We operate from offices in Leeds, but help claimants in all of England and Wales. Rest assured, your case will be in good hands.

Make Your Road Traffic Accident With Uninsured Driver Claim Today

QUICK FACTS

  • No Win, No Fee available for claiming against an uninsured driver
  • You can claim up to 3 years after an accident
  • Dedicated and highly skilled claims team will deal with your case
  • High success rate for clients
  • Uninsured drivers are a specialism for us
  • National coverage

According to the most recent statistics issued by the Motor Insurers Bureau, there are over 1 million vehicles currently in use which are uninsured. Figures published by the Department of Transport show that around ten per cent of road accidents involve either an uninsured or untraced (commonly known as “hit and run”) driver.

Fortunately, there are schemes in place which compensate victims of such accidents and at Michael Lewin Solicitors, we have a team of dedicated and experienced staff which can deal with the process from beginning to end.

What Do I Do if I’m Hit By An Uninsured Or Untraced Driver?

Firstly – don’t panic ! If you’re unable to exchange details with the other driver then take down as much information as you can including vehicle details (make, model, colour, registration number), a description of the driver where possible and any images of the accident scene. It is vital that you report any such incident to the police as soon as possible as failure to do so could jeopardise any chance of a claim in future.

Will It Affect My Insurance Premiums If I’m Hit By An Uninsured Driver?

Many leading insurers now offer a policy whereby your No Claims Bonus will remain unaffected, should your vehicle be damaged by an uninsured or untraced driver and you wish to claim for the repairs. Our advice is to check with your insurer to see whether this is specified in your policy.

Road Traffic Accident With Uninsured Driver Claims

Firstly – don’t panic ! If you’re unable to exchange details with the other driver then take down as much information as you can including vehicle details (make, model, colour, registration number), a description of the driver where possible and any images of the accident scene. It is vital that you report any such incident to the police as soon as possible as failure to do so could jeopardise any chance of a claim in future.

The Motor Insurers Bureau (MIB) was founded in 1946 to compensate victims of accidents involving uninsured and untraced motorists. The MIB itself is funded by most, if not all UK motor insurers and is considered a fund of “last resort”. The MIB will only consider claims where no other insurance is in place to compensate the loss and all claims are subject to strict terms and conditions. Your solicitor will be able to discuss these in greater detail.

Again, don’t worry – you should attempt to take down as much information as you can from the scene for later use. If it transpires that the driver has given false details then the Motor Insurers Bureau will still consider your application under the “Untraced Agreement”.

Typical awards range from £1,000 up to £1,000,000, and our promise to you is to get you the maximum compensation you deserve as quickly as possible.

As we operate under a No-Win-No-Fee basis you have nothing to lose and everything to gain from putting your trust in us and letting us win your compensation for you.

Examples of our recent cases involving uninsured drivers

Mr C of Solihull was driving along a residential street when another vehicle pulled out from a side road directly into his path. The other driver apologised and provided his insurance details at the scene. Mr C was injured as a result of the accident and we were approached to pursue a claim for personal injury, including two weeks’ loss of earnings and also vehicle repair costs.

On registering Mr C’s claim we were advised that the other driver’s insurance had in fact expired two days earlier, and that he had failed to either renew his insurance or take out an alternative policy. As such, we directed Mr C’s claim to the Motor Insurers Bureau who agreed to deal with the claim under the Uninsured Drivers Agreement. Although Mr C held third party cover only, the MIB agreed to pay for his vehicle repairs as well as compensating him for his injuries and loss of earnings.

Mrs D of Carlisle was driving her two children to school and was stationary when another vehicle collided with her driver’s side door.  Both drivers got out, however the other driver was aggressive and refused to provide any details. He then drove away from the scene of the accident before Mrs D had time to take down his registration number. She then telephoned the police who provided a crime reference, however declined to take any further action.

We were approached by Mrs D to assist her in a claim for personal injuries which had been caused to herself and her two children. Although we had no details of the other driver or his vehicle, we were able to assist Mrs D with an application to the Motor Insurers Bureau under the “Untraced Drivers Agreement”. The MIB verified the accident circumstances with the police, obtained a statement from Mrs D and arranged a medical examination for her and the two children. As Mrs D held a comprehensive insurance policy it was necessary for her to arrange repairs via her own insurers, however her No Claims Bonus was unaffected as her policy catered for accidents with uninsured / untraced drivers.

We were then able to agree an amount of compensation for the injuries sustained to Mrs D and her children, as well as obtaining reimbursement of the costs of replacement car seats and Mrs D’s mobile phone which had been damaged as a result of the accident.

Other Traffic Accident Claims We Manage

  • The Service I received from Sarah-Jane Newsam was the best I have ever had from any legal person I have ever received.

    Mr BD – Lincolnshire
    Mr BD – Lincolnshire
  • Employ more people like John James, he worked like a professional.

    Mr Gilbert - Truro
  • Hi John, Just wanted to say thank you for helping with my case and finally getting things moving along. I think you have been a great help and made it easy for me to understand and kept me informed. The cheque has arrived so thank you for all your hard work.

    Rebecca
  • I would like to thank Katie Bell who did a really great job on my case. She kept me informed and really fought to get me the best deal. Thank you Katie.

    G Turley
    G Turley
  • I found Emma Davison very easy to talk to and I wouldn’t hesitate to get in touch with her if I need advice through having an accident or anything that needs sorting. Thank her very much for her help.

    RTA Client
    RTA Client
  • Charlotte Harman was very efficient, helpful and kept me aware of what was happening. Thank you.

    RTA Client
    RTA Client
  • Your level of service is superb. In my opinion, no improvements necessary!

    RTA Client
  • Exceptional service. No complaints. Results were better than I initially anticipated. I am 100% satisfied.

    RTA Client
  • I would like to thank everybody involved in this matter. Special thanks to Danielle Lightfoot for her understanding of my frustration. Thanks. Your service was first class.

    RTA Client
    RTA Client
  • Melanie Taylor was great. She informed me of everything and was very, very helpful. She is a credit to your company.

    Mr K. Fortis-Carter
  • I am very pleased with the support I received from you. Rebecca helped me with all my information she made me feel very comfortable when speaking to her, she was very understanding. Thank you.

    Mrs Deacon from Inverness
    Mrs Deacon from Inverness
  • I was very impressed with the level of advice and professionalism.

    Mrs Wilkinson
    Mrs Wilkinson
  • Great service. Excellent telephone manner.

    Ms D Swinn
    Ms D Swinn
  • Thank you for all your help. Michelle Jones was excellent with her advise and help.

    Mr A Jackson
    Mr A Jackson
  • Excellent at all times, very helpful. Melanie was very helpful and efficient at her work. Thank you very much.

    Mr Dyke
    Mr Dyke
  • Level of service excellent no need for improvement.

    Mr Timpson
    Mr Timpson
  • As my case is closed now, I got my entitled compensation but without your help, it wouldn't have been possible. I would like to thank you, Tiffany and Michael Lewin team for looking after my case and for their help. Wish all the best and good luck in the future

    Mr Edmond L
    Mr Edmond L
  • I don't know how to start off but Michael Lewin solicitors are a fantastic company. The reason for this is because they process all the claims very fast and always kept me updated every step of the way which I was very grateful for. Moreover, my heart goes out to Lindsay Slater who was very much in control of the entire claim. She was fantastic in her role and I give her and the company a big credit for everything they have done to win my claim. Finally, I would like to say, keep up the good work you guys do for everyone and will definitely recommend you to my friends and others.  

    Mr Banjamin S
  • We would like to thank you for all you have done for us. Your work is incredible - all the support, help and quality of communication was extremely helpful; massive credit to you all. Special thanks to Tiffany Whitwam - our claim handler for been so operative and professional !!!! We are incredibly happy with the communications and timing.

    Mr and Mrs Radosa
    Mr and Mrs Radosa
  • I would like to say that the service you provided was excellent.

    Mr H
    Mr H
  • Overall Rachel Ellis was very professional & gave me all the information I needed quick & easy which made the process no problem. Thank you & good luck in the future.

    G Thompson
    G Thompson
  • I am very happy with the work you have done for me and would recommend your name to anyone.

    W Mclean
    W Mclean
  • Thank you for all the hard work you have had to do. In the end we go there!

    D Groves
    D Groves
  • Quality service, no improvement needed.

    Mrs Jones
    Mrs Jones
  • The level of service I received was excellent. Thank you Colin for your help.

    Mr Adams
    Mr Adams
  • My claim was resolved far quicker than expected! Jess was very helpful and I would definitely recommend to others. All queries were sorted and payment was received quickly. Top service.

    K Bennett
    K Bennett

Get In Touch

Michael Lewin Solicitors have over 15 years of experience in road traffic accidents and have recovered millions of pounds in damages in process.  Contact us today on 0113 200 9787 or email enquires@michaellewin.co.uk and we’ll try and help you win compensation.

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